FRESNO FIRE DEPARTMENT CREDIT UNION

*Account Name*	*Rate Type*	*Minimum Opening Balance*	Minimum To Earn Dividend	Dividend Rate	*Annual Percentage Yield*

SAVINGS RATES AND TERMS
This rate schedule states rates applicable to specific accounts and fees common to all accounts. This schedule is incorporated as a part of your account agreement with: Fresno Fire Department Credit Union Please call (559) 228-1997 for current rate information Accounts are insured by National Credit Union Administration to at least $250,000 Rates effective as of February 01, 2012
Regular Shares	Fixed	$25	$25	.15%	.15%
Special Savings	Fixed	$5	$5	.15%	.15%
Christmas Club	Fixed	$1	$1	.15%	.15%
Kids-A-Riffic	Fixed	$5	$5	..15%	.15%
Station 60 Account	Fixed	$1	$500	.05%	.05%
Share Draft	Fixed	$1	$500	.05%	.05%
6 Month - Share Certificate	Fixed	$10,000	$10,000	.25%	.25%
12 Month - Share Certificate	Fixed	$10,000	$10,000	.30%	.30%
IRA - Shares	Variable	$25	$25	.15%	.15%
IRA - 6 Month Certificate	Fixed	$2,000	$2,000	.25%	.25%
IRA - 12 Month Certificate	Fixed	$2,000	$2,000	.30%	.30%
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