FRESNO FIRE DEPARTMENT CREDIT UNION

Opening Fee New Share Account	Free	ATM/Debit Lost Card Replacement Fee	$ 5.00
Monthly Service Charge Savings	Free	Travelers Cheques (one signer)	Free
Opening Fee Checking	Free	Visa Over Limit Fee	$10.00
Monthly Service Charge Checking	Free	Visa Copy Fee (Non Fraud -Statement, charge slip, etc.)	$ 3.00
Non Sufficient Funds Fee ACH or Check (paid or unpaid)	$20.00	Visa Lost Card Replacement Fee	$ 5.00
Return Deposit	$15.00	Visa Late Fee	$10.00
Stop Payment Fee	$15.00	Visa Annual Fee	Free
Statement Copy Fee	$ 3.00	Domestic Wire Fee	$20.00
Check Copy Fee	$ 2.00	Foreign Wire Fee	$45.00
Cashier Check Fee	$ 1.00	Re-Admittance Fee	$20.00
Incoming Collection Item Fee	$10.00	Levy Fee	$20.00
Outgoing Collection Item Fee	based on fees accessed by the other financial institution	Corporate Check Stop Payment	$16.00
Point of Sale Fee	Free	Account Reconcilement per hr	$20.00
Research Fee (per hour-1/2 hour minimum)	$25.00	Locator Fee (per year after 1 year dormancy)	$ 5.00
ATM Surcharge	Free	Notary (other financial institution docs)	$10.00 per signature
Reinstate closed checking	$10.00	Copy of Deposited Item	$3.00
Cashier Check Copy	$3.00	ATM Deposit Correction	$10.00
Outgoing Collection Domestic	$15.00	Outgoing Collection Foreign	$20.00
Levy/Garnishment Fee	$20.00	Refinance Fee	1% of bal.
Overdraft fee (same account)	Free	Overdraft fee (cross account)	$5.00
Backup Withholding Set Up Fee	$10.00	Verification of Deposit (to institution)	$10.00
ATM/DEBIT Lost Card Overnight	$45.00	ATM/DEBIT PIN Overnight	$45.00
Reconveyance Fee	Actual Costs	VISA Card Replacement Rush	$20.00

*any fee charged to credit union not listed above will be passed on to member