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Consumer Loan Skip-a-Payment

 If you are looking for a little extra cash for the end of the year, we're here to help. Choose to Skip-A-Payment will free up some money to pay unexpected bills. FFDCU members can skip their loan payment on their New/Used Auto, Share Secured, Boat, RV, Motorcycle, VISA, and Personal Loans. (Real Estate loans are not eligible.)

 

There is no fee until December 31st, 2017 for each payment you choose to skip! Even if your payments are automatically deducted, you still can take advantage of this offer.

 

FOLLOWING TERMS APPLY TO THE SKIP-A-PAYMENT:

  • Member must have made as least six (6) payments on loan that is chosen to Skip-A-Payment.
  • Member may not have been 15 days or more late with their loan payment within the last twelve (12) months.

  • Interest will continue to accrue during the month you choose to Skip-A-Payment.
  • Payments made through payroll deduction or Direct Deposit will be deposited into your savings account for the month.

  • When payments resume as scheduled (the unpaid interest will be collected first), and all the terms and conditions will apply, following the month skipped as indicated above.
  • Skipping a payment and/or the corresponding fee may result in higher total finance charges on your loan, but rate will remain unchanged. 

  • Skipping payments will extend the term of your loan.
  • Maximum of one (1) Skip-A-Payment every twelve (12) months.

     

    To request a Skip-A-Payment, simply fill out the form below, and be sure to return it to us by mail, fax, or in-person prior to the loan due date you want to skip. For further questions contact us in office. 

     

    Fresno Fire Department Credit Union

    5300 N. Fresno Street

    Fresno, CA 93710

    PH: (559)228-1997   FAX: (559)228-0350 _________________________________________________________________________________________

     

    SKIP-A-PAYMENT REQUEST

     

    Yes, I'd like to skip my payment for the month of: ___________________________

      

    Primary Name:                                       Joint Name:                                  

     

    Address:                                                  City:                          State:          Zip:            

    Daytime Phone:                           Alternate Phone:                         

     

    Loan Number:                     Suffix:        Payment Amount: $                 New Due Date:      

    Loan Number:                     Suffix:        Payment Amount: $                 New Due Date:      

 

 

 

CEO Letter

 

Dear Members,

 While change isn’t always easy, there are times when it’s the best option.

 Yes, we’re experiencing change at FFDCU, with our usual goal of delivering the best value to members. To accomplish this goal, new ideas with improved ways of doing things are being developed along with new staff coming into place. We look forward to these changes as they will enhance your life by saving you time and money, with lower loan rates and improved technology. As your new CEO, I am diligently working to improve the member experience by upgrading the website and mobile app, in order to make your life easier.

You may see some new faces around FFDCU, but worry not; we are still here to provide you with the same excellent member service with unwavering dedication. Feel free to drop by and introduce yourself to some of our new staff or myself. We are continuing to serve the Central Valley community of firefighters and their families with exceptional care and financial services.

That’s change we can all look forward to.

Sincerely,

Emily Morton

CEO

Emily@ffdcu.org

 



Contact Us


We are here for you

5300 N. Fresno Street
Fresno, CA 93710

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Branch Hours

Monday, Tuesday, Thursday and Friday:
8:00 am to 5:00 pm
and
Wednesday 9:00 am to 5:00 pm

Phone: (559) 228-1997
Fax: (559) 228-0350

Lost or Stolen Debit Card: 1-800-472-3272
Lost or Stolen Credit Card: 1-800-991-4964

info@ffdcu.org
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